Don’t be fooled by the name. Inland marine insurance has nothing to do with lakes and rivers. Instead, it covers the risks relating to property, property and equipment that’s either in transit (including by road or rail) or being stored by a third party.

 

Inland marine insurance is very important, as many commercial property insurance policies will only cover items or equipment that are on your business’ physical premises.

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Inland marine insurance is best associated with companies shipping high-value goods to customers or retail outlets, but it has other uses such as covering expensive display equipment and demo models that you take to trade fairs.

 

Some policies even cover somebody else’s equipment stored on your business’ premises, which is something that could be vital for businesses such as repair shops.

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Inland marine insurance tends to be customized to your specific needs. We can help to provide expert advice regarding if and how your business might need it.